 Feature Properties
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All agents are NOT alike! Find out why we are top real estate experts. Call Joe: 760-963-0587 or Ed: 760-902-7776. (Ed).
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Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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"Your services went above and beyond. Thank you!" "Guiding us through the tedious process was a tremendous help and we couldn't have done it without your constant assistance." John & Jeanne PGA WEST Read Quote > View All Quotes >
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Compare three
mortgages at one time. Download TripleCalc now. It's free.
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Ed Pratt and Joe Vetrano are some
of The Top Selling Real Estate Experts Find Out More > |
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Let Us Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation. As top La Quinta, Palm Springs and PGA WEST real estate agents, we make it our business to be aware of every local home or property on the market. We even know of properties that will be available, but have yet to formally be placed on the market. We have direct access to the La Quinta, Palm Springs and PGA WEST area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings. If you give us some idea of what you are looking for, We will personally review all our sources of real estate listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time! This is a totally free service, and there is no obligation. It's part of our job to offer services like this to homebuyers.  Tell us what you are looking for! It's our job to know every property in La Quinta, Palm Springs and PGA WEST, even ones not listed online. Our personal search for you is FREE and without obligation. Please give us as many details as possible... 
Insurance >Hazard Insurance
Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!
Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.
It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.
As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.
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| Q |
What place is known as "America's Stonehenge"?
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| A |
A 4,000 year-old stone constructed megalithic site located on Mystery Hill in Salem, Massachusetts. |
See More Real Estate Trivia > |
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