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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top La Quinta, Palm Springs and PGA WEST real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, I will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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School Reports in La Quinta, Palm Springs and PGA WEST, California

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Animal House >Termites

Most home purchase agreements have clauses that deal with termites. After the agreement is ratified, a termite inspection is arranged. Before the closing can occur, the sellers must be able to produce papers signed by a licensed exterminator stating that the house is free of infestation and that any termite damage has been repaired.

Before you sign an agreement to buy or sell a home, you should read the termite clause and be sure that you understand it. Who selects the exterminator and pays for the inspection? If bugs are found, who pays for the treatment? Are the sellers obligated to repair any damage and have they placed a limit of the dollar amount they will spend on those repairs? If treatment is required, the buyers may want a chance to discuss the options with the pest control company, especially if someone in the family is sensitive to the chemicals used to control the termites. Ask about the exterminator's guarantees or service contract options.

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Q	What is the oldest U.S. capitol in which a state legislature still meets in its original chambers?
A	New Hampshire's State House
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Joe Vetrano, REALTOR®, real estate agents and broker for La Quinta, Palm Springs and PGA WEST California home listings, property and land for sale - NUMBER1EXPERT(tm)

Joe Vetrano
HK Lane Real Estate
72-895 Fred Waring Dr.
Palm Desert, CA 92260
Tel: 760-963-0587
Fax: 760-564-9083
Email: joevetrano@yahoo.com
Joe began his real estate career in 1989 at Ocean Colony Realty in Half Moon Bay, California, selling custom homes to Bay Area residents. A combination of understanding the ever changing real estate market along with the lifestyle that clients expect when purchasing a home in private golf communities has helped Joe continue to be a top producer year after year.

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