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Welcome > For Buyers > Latest Listings ...

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School Reports in La Quinta, Palm Springs and PGA WEST, California

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Interest Rates >Second Home Financing

You have returned every year to your favorite vacation area, and have finally decided to buy a second home in the special place where you enjoy your holidays. It is an excellent time to apply for a mortgage loan to make your purchase.

The climate for second home mortgages is the most favorable in years. Low interest rates and a recovering economy have attracted more buyers than ever before to purchase a second home for investment and vacation purposes. Many homeowners with a strong credit history have been able to qualify for a home equity loan at excellent rates, and have used their equity cash for down payment and closing costs on a second home.

Lending institutions are offering a wide range of affordable home loans. The rule of thumb is that a buyer can qualify for a loan amount based on 28 percent of their gross income. Often repeat buyers discover that they can borrow more than they assumed possible.

If you wish to take advantage of today's reasonable interest rates to purchase a second home, consult a real estate professional who can help to make your dream a reality.

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Q	What 1982 thriller featured a house that was supposedly haunted because it had been built on the site of an ancient burial ground?
A	Steven Spielberg's "Poltergeist"was filmed in an actual home on Roxbury Street in a normal residential suburb in California's Simi Valley.
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Ed Pratt and Joe Vetrano, REALTOR®, real estate agents and broker for La Quinta, Palm Springs and PGA WEST California home listings, property and land for sale - NUMBER1EXPERT(tm)

Ed Pratt and Joe Vetrano
California Lifestyle Realty
50-200 Arenida Vista Bonita
La Quinta, CA 92253
Tel: 760-564-9093
Fax: 760-564-6372
Email: edprattandjoevetrano@NUMBER1EXPERT.com

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