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All agents are NOT alike! Find out why I am a top real estate expert. Call Joe: 760-963-0587

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Real Estate Tips
Financing Your Home >They Said Yes

Applying for a mortgage loan brings out the paranoia in everyone, even those who are most compulsive and consistent about paying their bills on time. Remember that the lender wants your business and will do everything possible to help finalize your home purchase.

There will be nothing to worry about if you have paid your bills more or less on time. If you have a record of late payments but no serious credit problems, you may have to provide the lender with a written explanation of why certain payments were late. The loan approval may depend on whether or not the excuses are reasonable. Your lender can probably help you work things out if your problems are not serious. If your credit problems are serious, it will help to sit down with a lender even before you begin house hunting.

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Real Estate Trivia
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How many step are there leading to the top of the Eiffel Tower in Paris, France?

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Visitors who walk to the top must go up 1,792 steps.
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Joe Vetrano, REALTOR®, real estate agents and broker for La Quinta, Palm Springs and PGA WEST California home listings, property and land for sale - NUMBER1EXPERT(tm)

Joe Vetrano
HK Lane Real Estate

72-895 Fred Waring Dr.
Palm Desert, CA 92260
Tel: 760-963-0587
Fax: 760-564-9083
Email: joevetrano@yahoo.com

Joe began his real estate career in 1989 at Ocean Colony Realty in Half Moon Bay, California, selling custom homes to Bay Area residents. A combination of understanding the ever changing real estate market along with the lifestyle that clients expect when purchasing a home in private golf communities has helped Joe continue to be a top producer year after year.


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