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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Ed Pratt and Joe Vetrano, a proven La Quinta, Palm Springs and PGA WEST, California NUMBER1EXPERT™ Top Selling real estate agents.

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  • For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Ed Pratt and Joe Vetrano, a proven La Quinta, Palm Springs and PGA WEST, California NUMBER1EXPERT™ Top Selling real estate agents.

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Real Estate Tips
Closing or Settlement >The Settlement

The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.

When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.

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Real Estate Trivia
Q 
What two streets near the Los Angeles Beverly Center were named for a famous husband and wife comedy team?

A 
George Burns Drive and Gracie Allen Way
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Ed Pratt and Joe Vetrano, REALTOR®, real estate agents and broker for La Quinta, Palm Springs and PGA WEST California home listings, property and land for sale - NUMBER1EXPERT(tm)

Ed Pratt and Joe Vetrano
California Lifestyle Realty

50-200 Arenida Vista Bonita
La Quinta, CA 92253
Tel: 760-564-9093
Fax: 760-564-6372
Email: edprattandjoevetrano@NUMBER1EXPERT.com


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